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Why You Should Consult With an Auto Accident Lawyer The no fault auto insurance law covers injuries as well as property damage unless the negligent driver was insured. This is why it's important to consult a lawyer in the event of a car accident before providing an oral or written statement to the insurance company. Written and oral statements could be used against you in the event that your case goes to trial. A lawyer who has experience will know how to present your case in the most effective light. Damages There are two main categories of damages a victim can receive following a car accident that are non-economic and economic. Economic damages are easily quantifiable. They include medical expenses, lost wages, and repairs to vehicles. Non-economic damages, on contrary, are more difficult to quantify. These damages may include pain and suffering, emotional distress, and loss of enjoyment of living. A skilled lawyer for car accidents can assist victims in claiming the maximum amount of compensation. They can also fight for a fair settlement from the insurance company of the driver who was at fault. They may even make the case go to trial when the insurance company refuses to pay full value. A competent lawyer in car accidents needs to ensure that victims are compensated for all their possible losses and expenses. They can do this by collecting as much evidence as possible at the scene of the accident. They can, for instance take photos of the accident scene and collect data from witnesses. This will ensure that the insurance company doesn't attempt to undervalue a claim, or refuse to accept it at all. Furthermore, a car crash attorney should help victims calculate the full cost of their injuries. This includes the cost of future and past medical treatment, as well the cost of hiring someone to cook or perform chores for the victim if they are incapable of doing these tasks. Medical bills If you're involved car accident, medical bills can pile up quickly. Even with no fault insurance or an injury lawsuit settlement the bills won't just disappear. You must pay them now and not later. There are two options to swiftly pay medical bills: through your health insurance or through your car insurance. In New York, the former is referred to as Med Pay and covers the first medical expenses following an auto accident regardless of who was responsible. The latter is typically provided by the state (Medicare) and/or a private insurance plan. Always visit the doctor if you feel unwell or if your injuries don't seem to be severe. auto accident attorney lynchburg can guarantee that all injuries are properly treated for internal injuries, as well as any external ones. Your visit will also generate an medical record that could be crucial in the event of a lawsuit. If you've exhausted both of these options If you have exhausted both options, you can turn to the driver responsible's liability policy if it's enough to pay for any damages. You'll still need to pay for your own deductibles and copays. Ultimately, you'll be reimbursed for any accident-related expenses after an acceptable settlement is reached with the party at fault. This is the reason it's essential to keep track of all your bills and any expenditures out of your pocket. Lost wages In addition to medical bills and property damage, a severe accident in the car can result in a loss of wages. It can be extremely stressful to fulfill your financial obligations if you cannot work due to an injury from a car accident. You may have to borrow money from family members or rely on savings until your case is settled. An experienced New York car accident attorney can evaluate your case and determine if you have a valid claim to recover loss of earnings. In car accident cases, a judge awards compensatory damages to reimburse you for the amount you could have earned but for your injury. Hourly wages, overtime and benefits are all part of the term “economic damages.” This compensation is designed to bring you back to the financial position that you were in before the accident. A judge will determine the amount that you've lost when have to miss work due to injuries, by reviewing a document that confirms the plaintiff's salary or hourly rate and the length of time you were absent from work. Other relevant documentation can include paycheck stubs, bank statements, profit-and-loss accounts, and tax returns. In addition to losing income An auto accident lawyer can pursue compensation for future lost earnings. This is a complicated aspect of your losses that could be difficult to prove and may require the help of an expert witness. Suffering and pain A serious car accident may result in medical bills, property damage, and even lost income. You may also experience psychological and emotional trauma. The pain and suffering you experience can be very real and deserves to be compensated. A lawyer can help get you the money you deserve. A lawyer can assist you navigate insurance companies. Since insurance adjusters have their own financial interests at heart, they often try to reduce or deny your claim. An attorney for car accidents can shield you from these tactics and negotiate a fair settlement of your injuries and losses. Document all the expenses and property damage you incur as a result of the accident. This includes medical bills, repair estimates and receipts for any damaged items. It's also important to take photos of the scene of the accident and the injuries you sustained. It is also important to avoid talking to anyone about the incident except for police and medical experts. A lawyer can help you determine who is responsible for the accident. New York is a state which uses “comparative negligence”, which means that the amount you receive for damages will be reduced by the proportion of your fault. In some instances it is a corporation, city or state agency, or an sanitation company or public transportation service may be the liable party.